Effective date: December 31, 2019
FINANCIAL INSIGHT TECHNOLOGY, INC ("Company") is committed to
protecting your privacy. We have prepared this Privacy Policy to describe to you our
practices regarding the personal data (as defined below) we collect from users of
our website, located at www.fiduciaryfinderquiz.com (the "Site") and related services
(collectively, "Services").
1. USER CONSENT. By submitting
personal data through our Site and Services, you agree to the terms of this Privacy
Policy and you expressly consent to the processing of your personal data in
accordance with this Privacy Policy.
2. A NOTE ABOUT CHILDREN. We do
not intentionally gather personal data about visitors who are under the age of
13.
3. A NOTE TO USERS OUTSIDE OF THE UNITED STATES. Your personal
data may be processed in the country in which it was collected and in other
countries, including the United States, where laws regarding processing of personal
data may be less stringent than the laws in your country. BY USING OUR SITE OR
SUBMITTING PERSONAL DATA THROUGH OUR SITE OR SERVICES, YOU EXPRESSLY CONSENT TO
THE PROCESSING OF YOUR PERSONAL DATA ACCORDING TO THIS PRIVACY
POLICY.
4. TYPES OF DATA WE COLLECT.
Personal Data You
Provide to Us. We collect personal data from you when you provide it
voluntarily on the Site. You may provide your name, phone number, email
address, zip code, marital status, financial goals, household income, home ownership
status, details about your family, Twitter handle, Facebook profile and other
details you may submit to us. You may also provide information in response to our
surveys,
Personal Data Collected via Technology. To make our Site and
Services more useful to you, our servers (which may be hosted by a third party
service provider) collect personal data from you, including your IP address or
HTTP referrer. We also use Cookies (as defined below) and navigational data
like Uniform Resource Locators (URL) to gather information regarding the date and
time of your visit and the solutions and information for which you searched and
which you viewed. Like most Internet services, we automatically gather this personal
data and store it in log files each time you visit our website or access your
account on our network.
We may use both session Cookies (which expire once you
close your web browser) and persistent Cookies (which stay on your computer until
you delete them) to provide you with a more personal and interactive experience on
our website. Persistent Cookies can be removed by following Internet browser help
file directions. If you choose to disable Cookies, some areas of our website may not
work properly. We have also enabled Google Analytics features, including
Demographics and Interest Reporting to gather demographic information provided by
these features. You can opt-out of Google Analytics for Display Advertising and
customize Google Display Network ads by changing your Google Ads
Settings.
Fiduciary Finder Quiz is a member of the Digital Advertising Alliance (DAA)
self-regulatory program and adheres to the DAA self-regulatory Principles for Online
Behavioral Advertising. We work with a variety of advertisers, ad networks and
analytics companies (“Ad Partners”) that collect information about your use of our
services. You can opt out of the use of interest-based advertising at any time by
visiting the Digital
Advertising Alliance consumer choice page.
Our Relationship with
Social Networking Sites. We have created, and may offer you, interfaces that
allow you to connect with social networking websites such as Facebook and Twitter
("SN Sites") through our Site. We will work with the SN Site's application protocol
interface (better known as their developer API) in a way that allows you to
authorize us to access your account on that SN Site on your behalf. In order to
provide this authorization, you will not provide us with your user name or password
to the SN Site, but you will need to log-in to that SN Site directly through our
Site. Once authorized by you, the SN Site will provide us a token that allows the SN
Site to recognize us when we ask, on your behalf, for access to your account
information or to post information. You will be able to revoke our access to any SN
Site at any time by amending the appropriate settings from within your account
settings on the applicable SN Site, though such revocation may limit the Services we
are able to provide you.
5. USE OF YOUR DATA.
General Use. In general, personal data you
submit to us is used either to respond to requests that you make, or to aid us in
serving you better. Company uses your personal data in the following ways:
Creation of Anonymous Data. We may create Anonymous Data records from
personal data by excluding information (such as your name) that make the data
personally identifiable to you. We use this Anonymous Data to analyze request and
usage patterns so that we may enhance the content of our Products and services and
improve site navigation. Company reserves the right to use and disclose Anonymous
Data to Third Party Companies in its discretion.
Feedback. If you
provide feedback on the Site or Services to us, we may use such feedback for any
purpose, provided we will not associate such feedback with your personal data.
Company will collect any information contained in such communication and will treat
the personal data in such communication in accordance with this Privacy
Policy.
6. DISCLOSURE OF YOUR PERSONAL DATA.
Affiliates.
. Although we currently do not have a parent company, any subsidiaries, joint
ventures, or other companies under a common control (collectively,
"Affiliates"), we may in the future. We may share some or all of your
personal data with these Affiliates, in which case we will require our Affiliates to
honor this Privacy Policy. If another company acquires Company or our assets, that
company will possess the personal data collected by it and us and will assume the
rights and obligations regarding your personal data as described in this Privacy
Policy.
Disclosure to Third Party Service Providers. We may share
your personal data with third party service providers to facilitate creation of
accounts or to provide services to us that enable us to make the Site or the
Services available to you.
Disclosure to Fiduciary Finder Quiz AMP Marketplace and
Marketing Participants. We may share your advisor matching form intake data
with relevant financial advisor matches that meet participation criteria and
actively participate in the Fiduciary Finder Quiz AMP platform. The terms and conditions permit
those advisors to contact you with the information you have
provided.
Other Disclosures. Regardless of any choices you make
regarding your personal data (as described below), Company may disclose personal
data if it believes in good faith that such disclosure is necessary to: (a) comply
with relevant laws or to respond to subpoenas or warrants served on Company; or (b)
protect or defend the rights or property of Company or users of the Products or
related services.
7. THIRD PARTIES.
Personal and/or Anonymous
Data Collected by Third Parties. We may receive Personal and/or Anonymous Data about
you from other sources like telephone or fax, or from companies that provide our
Services by way of a co-branded or private-labeled website or companies that offer
their products and/or services on our website ("Third Party Companies"). Our Third
Party Companies may supply us with personal data, such as your email address, in
order to help us establish the account. We may add this information to the
information we have already collected from you via our website in order to improve
the Services we provide.
Our provision of a link to any other website or
location, such as the payment processing websites, is for your convenience and does
not signify our endorsement of such other website or location or its contents. When
you click on such a link, you will leave our site and go to another site. During
this process, another entity may collect personal data or Anonymous Data from
you.
We have no control over, do not review, and cannot be responsible for,
these outside websites or their content. Please be aware that the terms of this
Privacy Policy do not apply to these outside websites or content, or to any
collection of data after you click on links to such outside
websites.
NOTICE TO CALIFORNIA RESIDENTS - YOUR CALIFORNIA PRIVACY RIGHTS
(AS PROVIDED BY CALIFORNIA CIVIL CODE SECTION 1798.83).
A CALIFORNIA
RESIDENT WHO HAS PROVIDED PERSONAL DATA TO A BUSINESS WITH WHOM HE/SHE HAS
ESTABLISHED A BUSINESS RELATIONSHIP FOR PERSONAL, FAMILY, OR HOUSEHOLD PURPOSES
(A "CALIFORNIA CUSTOMER"), MAY REQUEST INFORMATION ABOUT WHETHER THE BUSINESS
HAS DISCLOSED PERSONAL INFORMATION TO ANY THIRD PARTIES FOR THE THIRD PARTIES'
DIRECT MARKETING PURPOSES. IN GENERAL, IF THE BUSINESS HAS MADE SUCH A
DISCLOSURE OF PERSONAL DATA, UPON RECEIPT OF A REQUEST BY A CALIFORNIA CUSTOMER,
THE BUSINESS IS REQUIRED TO PROVIDE A LIST OF ALL THIRD PARTIES TO WHOM PERSONAL
DATA WAS DISCLOSED IN THE PRECEDING CALENDAR YEAR, AS WELL AS A LIST OF THE
CATEGORIES OF PERSONAL DATA THAT WERE DISCLOSED. CALIFORNIA CUSTOMERS MAY
REQUEST FURTHER INFORMATION ABOUT OUR COMPLIANCE WITH THIS LAW BY E-MAILING
cameron@fiduciaryfinderquiz.com. PLEASE NOTE THAT WE ARE REQUIRED TO RESPOND TO ONE REQUEST
PER CALIFORNIA CUSTOMER EACH YEAR, AND WE ARE NOT REQUIRED TO RESPOND TO
REQUESTS MADE BY MEANS OTHER THAN THROUGH THIS E-MAIL ADDRESS.
8.
YOUR CHOICES REGARDING YOUR PERSONAL DATA.
Choices. . We offer
you choices regarding the collection, use, and sharing of your personal data. We
will periodically send you free newsletters and e-mails that directly promote the
use of our site or the purchase of our Services and may contain advertisements for
Third Party Companies. When you receive newsletters or promotional communications
from us, you may indicate a preference to stop receiving further communications from
us and you will have the opportunity to "opt-out" by following the unsubscribe
instructions provided in the e-mail you receive or by contacting us directly (please
see contact information below). Should you decide to opt- out of receiving future
mailings, we may share your e-mail address with third parties to ensure that you do
not receive further communications from third parties. Despite your indicated e-mail
preferences, we may send you notices of any updates to our Terms of Use or Privacy
Policy.
Changes to Personal Data. You may request deletion of your
personal data by us, but please note that we may be required (by law or otherwise)
to keep this information and not delete it (or to keep this information for a
certain time, in which case we will comply with your deletion request only after we
have fulfilled such requirements). When we delete any information, it will be
deleted from the active database, but may remain in our archives.
9. JOB
APPLICANTS. When visit the careers portion of our Sites, we collect the
information that you provide to us in connection with your job application. This
includes business and personal contact information, professional credentials and
skills, educational and work history, and other information of the type that may be
included in a resume. This may also include diversity information that you
voluntarily provide. We use this information to facilitate our recruitment
activities and process employment applications, such as by evaluating a job
candidate for an employment activity, and monitoring recruitment statistics. We may
also use this information to operate and improve the Services, and as otherwise
necessary for compliance, fraud prevention, and safety purposes.
10.
SECURITY OF YOUR PERSONAL DATA. Company is committed to protecting the
security of your personal data. We use a variety of security technologies and
procedures to help protect your personal data from unauthorized access, use, or
disclosure. Despite these measures, you should know that Company cannot fully
eliminate security risks associated with personal data and mistakes may
happen.
11. CONTACT INFORMATION. The company welcomes your comments
or questions regarding this Privacy Policy. Please e-mail us at cameron@fiduciaryfinderquiz.com or contact us at the
following address:
Financial Insight Technology, Inc
Attn: Michael
Carvin
122 East 42nd Street, Suite 4300, New York, NY 10168,
USA
12. DISPUTE RESOLUTION. If you believe that Company
has not adhered to this Statement, please contact Company by email at
cameron@fiduciaryfinderquiz.com. We will do our best to address your concerns. If you feel that
your complaint has been addressed incompletely, we invite you to let us know for
further investigation.
13. CHANGES TO THIS PRIVACY POLICY. This
Privacy Policy is subject to occasional revision, and if we make any substantial
changes in the way we use your personal data, we will notify you by sending you an
e-mail to the last e-mail address you provided to us and/or by prominently posting
notice of the changes on our website. Any material changes to this Privacy Policy
will be effective upon the earlier of thirty (30) calendar days following our
dispatch of an e-mail notice to you or thirty (30) calendar days following our
posting of notice of the changes on our site. These changes will be effective
immediately for new users of our website, Products or related services. Please note
that at all times you are responsible for updating your personal data to provide us
with your most current e-mail address. In the event that the last e-mail address
that you have provided us is not valid, or for any reason is not capable of
delivering to you the notice described above, our dispatch of the e-mail containing
such notice will nonetheless constitute effective notice of the changes described in
the notice. In any event, changes to this Privacy Policy may affect our use of
personal data that you provided us prior to our notification to you of the changes.
If you do not wish to permit changes in our use of your personal data, you must
notify us prior to the effective date of the changes that you wish to deactivate
your account with us. Continued use of our website, Products, or related services,
following notice of such changes shall indicate your acknowledgement of such changes
and agreement to be bound by the terms and conditions of such changes.
14.
NOTICE TO CALIFORNIA RESIDENTS
We are required by the California Consumer
Privacy Act of 2018 (“CCPA”) to provide to California residents an
explanation of how we collect, use and share their personal Information, and of the
rights and choices we offer California residents regarding our handling of their
personal information. CCPA Scope and Exclusions. The description of our Privacy Practices and Privacy Rights in this Notice apply only to
California residents whose interactions with Fiduciary Finder Quiz are limited to:
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Like many companies online, we use services provided by Google, Facebook and others companies that use tracking technology. These services rely on tracking technologies – such as cookies and web beacons – to collect directly from your device information about your browsing activities, your interactions with websites, and the device you are using to connect to the Internet. There are a number of ways to opt out of having your online activity and device data collected through these services, which we have summarized below:
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